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Fixed Indemnity Direct


The Fixed Indemnity Direct offers three, budget-friendly benefit levels that provide cash benefits without having to worry about meeting a deductible. The money can be used to pay unexpected medical costs or everyday living expenses.

Applying is simple and can be completed in minutes. 


Fixed Indemnity Direct At A Glance

  • No Annual Deductible 
  • Affordable plans that supplement other health insurance you may have1 
  • Benefits are paid directly to you - not your doctor or hospital 
  • Flexible benefit options with three plans to choose from 
  • Affordable premiums that do not increase as you get older




1This type of plan is not considered "minimum essential coverage" under the Affordable Care Act. Click “Details” tab above to see more information. Download the brochure for a complete listing of benefits, exclusions and limitations. This website provides only summary information and the benefits and rates may vary by state.

Select your state of residence to view and download a brochure.

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