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Accident Disability Direct

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Planning for the unexpected is the best way to help safeguard your financial security if your regular income is interrupted due to a period of disability resulting from an accident. While medical insurance pays your doctors and hospital, it doesn’t pay you. It may be surprising to learn that nearly 3,000 Americans become disabled every hour1 and medical bills contributed to 62 percent of all bankruptcies in 2007 even though three quarters of American families filing for bankruptcies were insured2.

 

Our Accident Disability Direct supplemental insurance plan is simple. It pays a monthly cash benefit directly to you for up to 12 or 24 months during times when an accidental injury results in total disability leaving you unable to work. This money can be used for anything you choose. It’s your money, your decision.

 

 

 

1National Safety Council. (2009). Injury Facts®, 2009 Edition. Itasca, IL: Author Centers for Disease Control and Prevention.

2This article was published in the American Journal of Medicine, Vol. 122, David U. Himmelstein, Deborah Thorne, Elizabeth Warren, Steffie Woolhandler, Medical Bankruptcy in the United States, 2007: Results of a National Study, pages 741-746, Copyright Elsevier, 2009.

 

 

 

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